For more information, you may wish to visit the Prescription Drug Coverage site. Washington, D. A-Z Index. Who is eligible for Medicare? You can get Part A at age 65 without having to pay premiums if: You are receiving retirement benefits from Social Security or the Railroad Retirement Board. You are eligible to receive Social Security or Railroad benefits but you have not yet filed for them. You or your spouse had Medicare-covered government employment.
If you are under age 65, you can get Part A without having to pay premiums if: You have been entitled to Social Security or Railroad Retirement Board disability benefits for 24 months. Medicare has been eligible for people aged 65 and over in the United States since This is the same year Medicare coverage went into effect. Over time, legislation has increased coverage for those with certain medical conditions who have not yet reached the age of 65 years.
The Congressional Budget Office CBO have studied the feasibility and potential cost savings of increasing the age of Medicare qualification from 65 to 67 years. The following sections will discuss what these conditions mean for Medicare coverage in more detail.
If a doctor determines that a person has a disability and is not able to work, they may qualify for Medicare before reaching 65 years of age. The doctor will need to fill out forms that confirm that the person has a disability. People with these conditions may have a waiting period after their doctor confirms their disability before they can start receiving Medicare Part A benefits.
They should ask their Social Security office about when exactly they can qualify for Medicare. Most people who are already enrolled to collect Social Security for their disability do not have to pay a premium for Medicare Part A. When a person requires dialysis or qualifies for a kidney transplant, it usually means that they have ESRD. A person with ESRD can usually receive Medicare benefits about 3 months after undergoing dialysis at a healthcare facility, or almost immediately if they qualify for at-home dialysis.
Medicare Part A covers treatments that require a hospital stay such as surgery , a stay at a skilled nursing facility or hospice, and home healthcare. Learn more about chronic kidney disease here.
Also, they will usually qualify without a waiting period to receive Medicare benefits. A person is eligible for Medicare Part A if they or their spouse have paid Medicare taxes for at least 40 quarters of work.
This might become more challenging when an older adult with a younger spouse did not work 40 quarters but their spouse did. If a younger spouse worked for 40 quarters, they can qualify their partner for Medicare coverage once they reach 62 years of age and the older, nonworking spouse reaches 65 years of age.
If a person reaches 65 years of age, did not pay Medicare taxes for 40 quarters, and has a spouse under the age of 62 years, they may have to pay for their Medicare Part A benefits until their qualifying spouse reaches 62 years of age.
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Health Conditions Discover Plan Connect. Can You Get Medicare at Age 62?
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